Homeowners' insurance rates have been on the rise after several active years of tropical weather impacting Louisiana, but a new rate hike by a large insurer could affect drivers. State regulators have approved a 17.3% average rate hike proposal for State Farm auto insurance. That is down from the 18% rate hike requested by the company.

To be clear, State Farm is not the only company raising rates. The state has approved another insurer raising rates by as much as 38%.

According to New Orleans news station WVUE, Insurance Commissioner Jim Donelon says, “[It’s] driven primarily by the increased cost of repairs to automobiles, and so it’s falling heaviest on folks who have full coverage... The overall cost to the driver for this full coverage rate increase is the increased cost of labor in recent years and the increased cost of equipment such as rear-view mirror."

Before you complain about rates in Louisiana, did you know that our rates are not historically the highest in the nation?

According to reports, Michigan has been known for having some of the highest auto insurance rates in the US. This is mainly due to the state's no-fault insurance system, which provides extensive coverage for medical expenses. This leads to higher costs for insurers that are then passed on to customers.

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