Today's message is borrowed from the one and only Oprah Winfrey.  "Be thankful for what you have".  Oprah says that's the key to having more.  And if anyone should know, it's Oprah.

Oprah believes if we concentrate on what we don't have, we'll never ever have enough to be happy.  I guess the bottom line here is be thankful for what you do have.  It may not be enough to catch up to the Jones', but it's more than some people have.

One thing I'd like to add, I've always been told to never live above my means.  That means if my credit cards are maxed out, I have no savings and living from check to check, I'm probably living above my means.  Not good.